Business Financing

Corporate Cards

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  Ramp® Corporate Card

  Time is money. Save both. Ramp gives your team unlimited physical and virtual Visa® corporate cards, each with limits you set by vendor and category, and finishes expenses for you, generating receipts and saving recurring memos. Bill payments and accounting automation run on the same platform. Earn a $500 welcome bonus after your first balance payment of over $1,000.

  • No personal guarantee and no impact on your personal credit
  • No annual fee
  • Unlimited physical and virtual cards
  • Online application

  By clicking this card, you agree to share your Zenind account information with Ramp. This action serves to opt-in to email communications and promotional updates directly from them.

  Ramp Business Corporation is a financial technology company and is not a bank. The Ramp Visa Corporate Card is issued in the U.S. by Celtic Bank, and to U.S. corporations operating globally by Column N.A., Member FDIC, and is subject to credit approval. Each card is issued pursuant to a license from Visa USA Inc.

  Earn a $500 welcome bonus

  Get Ramp Offer

Small Business Loans

These lenders are independent of Zenind, and Zenind may be paid when you're funded through these links. Compare the APR and total repayment of any offer before you sign.

• SmartBiz SBA Loans

  Long-term financing backed by the U.S. Small Business Administration. SmartBiz Bank offers SBA 7(a) loans for working capital or to refinance business debt, with monthly payments and rates capped by the SBA.

  • Loans from $50,000 to $350,000
  • Checking your eligibility won't affect your credit score
  • Online application

  Who qualifies: Typically 3+ years in business, $250,000+ in annual revenue and a personal credit score above 660. Every owner must be a U.S. citizen or U.S. national living in the United States.

  SmartBiz Bank, N.A., Member FDIC. All financing is subject to credit approval and determination of SBA eligibility by SmartBiz Bank and lenders in the SmartBiz network.

  Rates capped by the SBA

  Check your eligibility
• Fora Financial

  Short-term working capital for established businesses, repaid daily or weekly over up to 18 months. Fora prices its loans with a factor rate rather than an interest rate: a $100,000 loan at a factor rate of 1.25 repays $125,000.

  • Funding up to $1.5 million
  • Applying won't affect your credit score
  • Funds within one business day of approval
  • Online application

  Who qualifies: Typically 6+ months in business, $240,000+ in annual revenue and a credit score of 570 or higher, for a U.S.-based business with a business checking account.

  Business loans and revenue advances are issued by Fora Financial, Celtic Bank or a network of unaffiliated third-party funding providers, and are subject to underwriting approval.

  Decisions in as little as 4 hours

  Apply for funding

Business Credit Monitoring

• Nav

  Get your business ready for funding. Nav brings your business credit from Dun & Bradstreet, Experian, Equifax and Creditsafe into one place, so you can see what lenders see and work to strengthen it. Start free with basic business credit ranges; paid plans add more scores and report data, plus a tradeline that helps build your business credit.

  • Four business credit bureaus in one place
  • A tradeline to build business credit on paid plans
  • Sign up online

  Nav Technologies, Inc. is a financial technology company, not a bank.

  Start with a free plan

  Check your business credit